The Union Budget 2025 has brought about some exciting changes in the real estate industry in India. The real estate sector is an important part of the economy, it creates jobs, boosts infrastructure, and offers great investment opportunities.

The budget 2025 focuses on supporting this sector by lowering taxes, new policies on stalled projects, and assisting homebuyers. In this blog, we will see what the Union Budget 2025 means for everyone.

How the Union Budget Will Revolutionise Indian Real Estate

The Union Budget 2025 has introduced many measures to revolutionise Indian real estate. The new tax policies are all set to boost the middle housing sector by providing significant tax relief, increased infrastructure spending, and affordable housing schemes.

The government has also proposed policies for sustainable development to transform the sector. This change will make the sector more accessible and appealing to both buyers and developers.

1. Homebuyer Tax Relief: More Money to Spend

One of the most significant budget announcements was income tax changes for the middle class. The new tax policy will leave people with more money in their pockets. It is excellent news for homebuyers, particularly those seeking mid-range or affordable properties.

Due to this more people will think about buying a house because of short and long-term capital gains. The demand for housing projects will most likely rise. Sales will increase for developers as first-time purchasers might feel more confident investing in the market.

If you’re planning to invest in real estate- luxury apartment in Sector 85, and luxury apartment in Sector 84 are your go-to destination.

2. A Lifeline for Dead Projects: SWAMIH Fund 2

Stuck housing projects have been a big problem. To fix this, the government has included a policy in the union budget for 2025.

The government has launched SWAMIH Fund 2 which injects ₹15,000 crore to complete stalled projects.

Here’s why it matters:

• The waiting homebuyers will finally witness progress.
• Developers who are having trouble making ends meet will receive financial assistance.
• This move will restore trust in under-construction properties.
• Additionally, it will free up trapped investments in the sector and improve liquidity.

3.  Higher TDS Threshold on Rental Income: Good News for Landlords

The budget has raised the TDS (Tax Deducted at Source) threshold on rental income from ₹2.4 lakh to ₹6 lakh per year. As a result, landlords will receive more money because less tax will be deducted. There will be less paperwork and trouble for property owners, which could encourage more people to invest in rented properties.

Landlords may be able to offer better deals, which could benefit tenants as well. Positive effects are likely to occur in high-demand cities like Delhi and Gurugram.

Commercial Real Estate: Ready for Growth

For commercial real estate, the budget’s emphasis on infrastructure and economic expansion is advantageous. When there is more money available, people are more likely to spend. This will benefit retail spaces, shopping malls, and high-street stores resulting in increased demand for office spaces and commercial properties in emerging business districts.

Hospitality and Tourism Real Estate: A Promising Sector

The tourism and hospitality industries are expected to expand. This is thanks to:

• The government plans to develop 50 new tourism destinations.
• Enhanced e-visa services that make it simpler for foreigners to visit India.
• Support for MUDRA loans, the promoting homestays, along with other small hospitality businesses.

This means more opportunities for real estate investments in hotels, resorts, and tourism-related properties.

What Should Real Estate Investors Do?

• Keep affordable housing which is likely to see higher demand.
• It is a good time for investors looking to put money into residential projects.
• Commercial spaces in up-and-coming business areas could see a boost.
• Rental properties might offer better returns due to the higher TDS threshold.
• Hospitality and tourism real estate could be a winning bet since the government is boosting the tourism sector.

Is Real Estate Benefitting from Union Budget 2025?

This budget is very helpful for whoever is looking to invest in the real estate sector. The budget talks about key issues, including tax relief and funds for stalled projects. It paves the way for the industry to expand.  Whatever you’re looking for- to buy a home, invest in rental properties, or explore commercial real estate opportunities, this budget makes it a great time to dive into the market.

In a nutshell, the real estate industry is about to undergo positive change. This budget could be a game-changer for everyone involved.

Role of Ganga Realty in Developing Real Estate Sector of Gurugram

Ganga Realty is playing an important role in shaping Gurugram’s real estate sector by introducing high-quality residential and commercial projects. Known for its affordable housing as well as luxury living projects, state-of-the-art technology, and sustainable practices, the company has set new benchmarks in the sector.

By focusing on customer-centric solutions Ganga Realty has significantly contributed to the city’s development and infrastructure growth. Ganga Realty is all set to be the best real estate developer in Gurugram by all means!

Frequently Asked Questions

1. How does the Union Budget 2025 impact affordable housing?

The Union Budget 2025 offers tax relief for developers, reduction in GST, and construction materials. The Government’s initiave PMAY improves affordable housing by increasing funding. This initiative will make affordable housing more accessible to low and middle-class group.

2. Will there be tax benefits for homebuyers under the Union Budget 2025?

Yes, the budget introduces higher deductions on home loan interest rates and additional tax benefits for first-time buyers, encouraging homeownership and reducing the financial burden on buyers.

3. How will the Union Budget 2025 support real estate developers?

The budget offers easier access to credit, reduced corporate taxes for affordable housing projects, and easy approval processes, enabling developers to accelerate project completion and reduce costs.

4. Are there any initiatives for urban planning and smart cities?

The Union Budget 2025 has something for everybody. This budget has allocated significant funds for smart city projects. This move is to focus on sustainable infrastructure, digital connectivity, and efficient urban planning.

5. How will the Union Budget 2025 impact property prices?

Increased infrastructure spending and affordable housing incentives may stabilise property prices in the short term, while long-term demand growth could lead to moderate appreciation in key markets.

6. How will the budget affect commercial real estate?

The Income Budget 2025 will provide the commercial real estate sector a boost through incentives for REITs, infrastructure development, and tax benefits for office spaces, boosting demand for retail, office, and industrial properties.